• Auto Insurance
is valid only in the US and Canada.
• If traveling to Canada, please request from us a Canadian
ID Card. It may be required of you should you encounter the Canadian
police.
• Material Misrepresentation is when someone misinforms
answers to specific questions causing an insurance company to accept
a new customer or pay a claim that they would not have, had the truthful
information been disclosed. Material Misrepresentation can cause an
insurance company to nullify coverage or prosecute for fraud.
• Theoretically, the only way an auto accident occurs is when
someone broke a motor vehicle law. A police officer is like a referee
in a basketball game. We find that the police officer almost always
makes the right call.
• If you have changed mailing address, be sure to notify Bureau
of Motor Vehicles immediately on both your vehicle registrations and
driver licenses. Many people get into serious trouble because they
failed to receive mail from BMV. You can do this by calling 207-624-9000
or online at https://www.maine.gov/sos/bmv/address.htm. There is no charge
to make a change of address.
• Frozen or broken water pipes cause major damage to homes every winter.
There are a couple of simple things you can do to help prevent this from
happening. First, for less than $30 at your hardware store, you can buy
a product called Winter Watchman. This device plugs into any wall outlet.
It turns a light on when the temperature drops, and alerts a neighbor/friend
to possible frozen pipes. You can also set up an answering machine, which
when you call will tell you the temperature in your unoccupied home.
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